Apto Payments is a next-generation card and payments platform that designs and implements unique card programs for its customers. Currently, the company has 20+ employees and annual revenue amounting to $7.2m.
The client, Apto Payments, approached our team at Techdots with a brief for the following easy-to-use features on both desktop and mobile devices:
- Pre-authentication and secure card transactions
- Disputes resolution landing page
- Settlement and balance management
- Multi-wallet support for multiple currencies (Crypto, IVR setup, and microservices architecture backed by Sinatra base API)
- White label mobile app that integrates with API but can be customized to match the client's desired look and feel
- Advanced fraud detection and prevention mechanisms using AI
- Real-time transaction monitoring and analytics
- Seamless integration with existing financial systems and third-party services
Previously, the client had an outdated website with poor UX/UI, leading to frequent crashes that impacted their business. After conducting a discovery workshop with our team, they realized that their system required a complete overhaul with the latest backend technologies. Their priority was to migrate seamlessly to a new platform and resume operations without compromising performance.
Our team analyzed the client’s requirements and built a solution according to the given timeline and budget. We developed and maintained a fully customized backend system with a focus on their core functionalities and the following aspects:
- Robust API development for secure and efficient data exchange
- Comprehensive admin panel for streamlined management of card programs and transactions
- Real-time data processing for instant updates and analytics
- Enhanced security measures to protect sensitive financial data
1. Pre-authentication and Secure Card Transactions:
- Implemented a robust pre-authentication mechanism to enhance security.
- Ensured seamless and secure card transactions across multiple platforms.
2. Multi-wallet Support:
- Developed support for multiple currencies, including cryptocurrencies.
- Integrated IVR setup and microservices architecture using a Sinatra-based API to ensure scalability and flexibility.
3. AI-Powered Features:
- Leveraged AI to enhance fraud detection and prevention mechanisms.
- Implemented AI-driven analytics to provide real-time insights into transaction patterns and customer behavior.
4. Dispute Resolution:
- Created an intuitive landing page for dispute resolution to streamline the process for users.
- Used machine learning algorithms to prioritize and categorize disputes for faster resolution.
5. White Label Mobile App:
- Developed a white label mobile app that integrates seamlessly with Apto Payments' API.
- Provided customization options for the app's look and feel to match client branding.
Using cutting-edge, full-stack technologies, our developers delivered a solution that enabled the client to focus on generating revenue instead of dealing with technical problems. They were satisfied with what Techdots provided:
- A highly secure and efficient API system for seamless data transactions.
- An intuitive admin panel that streamlined the management of card programs and transactions.
- Real-time data processing capabilities, allowing for instant updates and analytics.
- Advanced security measures that ensured the protection of sensitive financial data.
- Successful migration to a robust backend platform with zero downtime.
- A user-friendly solution with optimized, real-time data flow.
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